Insuring Midwest Since 1891

In 1891, we got our start in the Ag industry by insuring crops and cattle. We’ve since evolved our products to target storage and transportation. Although we no longer insure the crop, we have a proven track record insuring grain storage, feed mills, and much more. It’s our way of providing protection so that you can continue to feed America.

Midwest Family Mutual has been protecting businesses since 1891. We understand that business insurance can be complicated, but with our comprehensive Businessowners form we make it simple. When you’re insured with MFM, you have the peace of mind knowing that a tailored insurance solution has been developed by a top notch Independent Agent to meet the unique needs of your business.

Tailored coverage that protects you and your employees when you’re on the go. Midwest Family Mutual’s Commercial Auto program provides broad protection and flexible coverages needed by today’s fast paced businesses. Let our Independent Agents tailor a solution just for you that’s backed by our top notch claims service.

Social inflation is on the rise and your assets are at risk. Subject to underwriting, MFM regularly offers up to $10M of umbrella limits upon request. Larger limits are offered more selectively. An Independent Agent is best positioned to assess your risk tolerance and liability exposure to determine what limit is best for you.

This country is built on the backs of Contractors and Midwest Family Mutual has developed tailored programs to protect them from the inherent liabilities stemming from the job. With a per-employee rated non-auditable GL premium, we offer top notch coverage at a simplified premium for which you can more easily budget.

Midwest Family Advantage Insurance Company (MFA) is a wholly owned subsidiary of Midwest Family Mutual. MFA is solely designed to be a market for harder to place workers compensation risks. Too often, a workplace accident can make it hard for an employer to find a carrier willing to take on the risk, but that’s exactly what MFA is designed to do and you’ll be provided the same great claims service that Midwest Family Mutual is known for.

Midwest Family Mutual wants to be there for our nation's trucking industry as they provide essential logistical support to move our economy forward. Our broad coverage protection and flexible payment options provide protection and simplicity. And when you need us most, you can be assured that our professional claims staff will provide you the fair and prompt service you deserve.

Every Employer wants happy and healthy employees, but sometimes injuries on the job are unavoidable. Let MFM and your Independent Agent guide you through the process from the first report of injury to getting your employee back to work.

Midwest Family Mutual has developed a customized Garage Program with broad protection and flexible coverage options to meet the needs of today’s advanced shops. Your local Independent Agent will work with you to diagnose your exact coverage needs.